No Car Finance Needed!
Get a car or bakkie in South Africa easily—with no interest, no bank financing, and minimal qualifying criteria.
South Africans helped to get back behind the wheel
Monthly Rental R5750.00
Monthly Rental R6750.00
How No Car Finance Works
Apply
Submit your application with the required documentation. We have minimal qualifying criteria compared to traditional financing.
Get Approved
Once approved, choose from our selection of quality pre-owned vehicles that fit your budget and needs.
Drive Away
Pay your deposit, complete the paperwork, and drive away in your new vehicle with our flexible rental program.
At the end of the rental period, you can:
Benefits of No Car Finance
No Interest Charges
Unlike traditional bank financing, our program doesn’t charge interest on your vehicle.
Minimal Qualifying Criteria
Even if you’re blacklisted or have a low credit score, you can still qualify for our program.
Flexible Options
Return, keep, or upgrade your vehicle at the end of the rental period based on your needs.
Quality Pre-Owned Vehicles
Choose from a selection of reliable, well-maintained cars and bakkies.
Who Can Apply?
You qualify if:
- You qualify for traditional finance but prefer our flexible program
- You have no credit history or a low credit score
- You are blacklisted
- You prefer not to take a bank loan
Additional criteria:
- You’re finding it difficult to secure vehicle finance
- You are salaried or self-employed
- You have a valid South African driver’s licence
Pre-Qualification Requirements
Basic Requirements
- Earn a minimum salary of R15,000 per month or be self-employed with an average monthly turnover of at least R60,000
- Deposit starting from R15,000 (amount may vary based on vehicle choice)
- Must have a valid South African driver’s licence
Documentation Required for Salaried Persons
- Copy of your ID
- Copy of your Driver’s License
- Proof of address (not older than 3 months)
- Latest 3 months’ payslips (minimum net salary of R15,000)
- Bank statements (latest 4 months, showing at least 3 salary deposits)
- For additional income: provide 6 months’ proof where 35% of the additional income is at least R2,500 per month
Ready to Get Your Vehicle?
Join over 50,000 South Africans who have trusted No Car Finance to help them get back on the road.
Contact Us TodayContact Us
Get in Touch
Phone
087 188 6213